Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Managing an Inheritance A windfall from a loved one can be both rewarding and complicated. Retirement Is a Beginning Key questions to answer when you are considering retirement. What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.